Help your employees save for their retirement with a group retirement savings program through Manulife Financial.  A retirement savings plan is a necessity now more than ever.  With people living longer, and the government pension plans providing less than sufficient income at retirement, a group plan can help you help your employees work towards securing their financial future.  As the company sponsor you will have the option to have a Voluntary Group RRSP, where only the employee makes a contribution or, you can provide members with a structured plan, where the employee makes a contribution and the employer matches the contribution based on a comfortable formula decided by the employer.  Being part of the CNLA master group plan allows for competitive and continually improved investment management fees. 


What You Get

Better Employees - A group retirement savings program can help you attract and retain employees by offering your staff members a convenient, cost-effective retirement savings option. By making contributions by payroll deduction income taxes can be decreased at source - no need to wait until you file your return to get the tax back. 

Access to Leading Institutional Funds and Fund Managers - Professional managers and their funds aren't generally available to individual investors.

Full Service Provider - By incorporating a retirement plan into your benefits program, your employees will benefit from the expertise and experience of a qualified Retirement Planner to maintain all aspects of your employment benefits.


What Your Employees Get

Voluntary or Company Paid - It is your choice.  The plan can be set up whereby the company makes contributions as a benefit for employees or it can be a voluntary employee paid plan only.

Steps - The award winning Steps Retirement Program provides online education and tools that help Plan Members gain a better view of their retirement.

Personalized Plan Member Newsletters - Each newsletter is personally addressed to an individual plan member and includes articles targeted to match that individual's age range and retirement savings behaviour.

Services and Support - From education and enrolment packages to toll-free telephone and secure internet access, your employees have access to a complete range of services and support to help them create and monitor their personal retirement plans.

Endorsed group registered retirement savings program for members of CNLA

and the provincial associations.

Group RRSP